Am I Exposed?

American Consumer Credit Counseling data breach settlement

American Consumer Credit Counseling settled a data breach claim that paid up to $3,500 per person. The claim window closed on September 16, 2026, so this one can no longer be claimed — but new settlements open all the time, and some are paying out right now. The free check tells you in seconds whether your email is in a breach that still pays.

The numbers

Maximum per person$3,500
What it coveredUp to $3,500 in documented losses or a $45 payment
Claim deadline (passed)September 16, 2026
Final approval hearingOctober 8, 2026
CaseDinkel, et al. v. American Consumer Credit Counseling Inc., Case No. 2581CV02933, in the Superior Court of Middlesex County, Massachusetts

Who was covered

The American Consumer Credit Counseling settlement benefits individuals whose personal information was potentially compromised in the January 2025 data breach, including those who received notice of the breach.

Where to claim

The administrator’s site is ACCCSettlement.com. The window is closed, so it is there for the record, not to file.

Source: Top Class Actions

Being in the breach is not the same as being in the class. Class membership usually turns on having received the company’s own notice letter, and only the settlement administrator can confirm it. We are not lawyers, we take no fee from any claim, and we never file on anyone’s behalf.

Check your own exposure

Free, no account, and we do not store your address. If a company that leaked your data ends up paying, that is how you find out in time.

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